The State of Financial Markets: Key Trends to Watch in 2025
As we move into 2025, South Africa’s financial markets are facing a mix of challenges and opportunities. By understanding the economic landscape and emerging trends, you can make informed decisions to navigate the year ahead.
Breast Cancer Awareness Month: Early Detection and Comprehensive Protection with New Products from Liberty
Aligned with the emphasis on early detection and the need for comprehensive cancer support, Liberty is introducing several innovative enhancements to its Lifestyle Protector cover, including a new cancer policy designed to provide protection well beyond conventional insurance limits.
The Impact of South Africa’s New Two-Pot Retirement System: Analysing Withdrawals and Long-Term Effects
South Africa is set to introduce a major overhaul in its retirement savings structure with the new two-pot retirement system, effective from September 1, 2024.
Budget Speech Summary 2022 – What does it mean for you?
The two increases that appear to have generated the most revenue in recent years were the 1 percentage point increase in the personal income tax rate for most tax brackets in 2015/16 – accompanied by below‐inflation adjustments to brackets and rebates – and a 1 percentage point VAT increase in 2018/19. These measures generated about R10 billion and R20 billion in additional revenue, respectively, in their first year.
Tax benefits of RA Top Ups
As a nation we have survived 22 months in lockdown, the 2021 festive season, and 2022’s Janu-worries. We have proven ourselves to be strong and resilient, but here comes SARS to test us once again.
Encouraging South African Households to Save More for Retirement
National Treasury has published a paper, ‘Encouraging South African households to save morefor retirement’, for public comment following the November 2021 announcement by the Ministerof Finance of a proposal to boost household savings. The proposal seeks to increasepreservation before retirement and increase flexibility through partial access to retirementfunds through a “two-pot” system.
A message from the Group CEO FAUL LA GRANGE – 2022 is our time
After reflecting on the last two years and while considering my 2022 message to you, I want to share with you the issue that is at the forefront of my mind, Time!
Six Key Questions to Ask to Ensure Great Investing in 2022
Here we are, at the start of a New Year! This is also a great opportunity to review your investment strategy. Read on for some important questions to ask yourself and your financial advisor to make sure that your investments are working as they should to achieve financial freedom.
Pitfalls of heeding financial advice from unqualified sources
We believe social media is an outstanding medium for promoting the importance of financial advice and getting people to talk about their money, but only in an appropriate context whereby the necessary disclosures and disclaimers are stressed throughout.
Morebo is Growing
Our goal is to become the largest transformed Financial Services and Advisory firm in South Africa. Although, 18 months into a global pandemic, growth may not be the topic of most business conversations, at Morebo we believe that out of the ashes of the harshest of environments, business can grow exponentially.
Saving and Investing: Don’t be Afraid
The thought of saving for the future can be daunting, especially as a young adult. The importance of saving and investing your money is often lost on the youth as they get caught up in getting their life on track and trying to find their place in the world. The thing is the financial habits […]
Twelve Interesting Months!
For us at Morebo the last 12 months have been an interesting ride. Due to the falling interest rates, we have had to advise and assist many clients who were reliant on the interest from money market or cash investments to find alternative financial strategies.
Debt Management
It is a well-known fact that South Africa has a very high percentage of over-indebted consumers with impaired credit records. This crisis is a result of multiple factors; a major one being the lack of financial literacy that exists in terms of debt-management.
Investment Success for Beginners
Investing creates money for your future! Are you interested in investing but unsure where to start or scared of the unknown? Investing is not only for those who watch every move on the stock market or read investment magazines or only for the wealthy.
Short-Term Insurance: It Is Essential
So much of life is unexpected. As you accrue possessions, there are responsibilities and risks that come along with ownership. Owning valuables, assets and property carries with it risks. The best way for owners to be secure while enjoying peace of mind is to place this risk in the hands of a third party.
Life insurance: the most misunderstood financial tool
People see life insurance as just that and misunderstand the vehicle’s potential in terms of comprehensive financial planning. If structured properly it forms a solid foundation for financial security and can be utilized to protect families, businesses as well as build long-term wealth with a generational perspective.
Why you need critical illness cover – even if you are a medical aid member
Private healthcare in South Africa is not cheap. Those who can afford to belong to a medical aid scheme spend a lot of money each month to ensure that when a family member needs it, they can afford the best treatment possible. But is it enough?
Why you should have a will!
Now is a good time to consider drawing up or reviewing your Will and nominating an executor for your estate.
We all need extra moolah!
2020 started off as a normal year and then Covid 19 arrived. The lockdown period caused hardship for many people as millions lost their jobs worldwide as well as in South Africa.
Short-Term Insurance – Why It’s A Must!
The future is uncertain. This is why short-term insurance is vitally important. It protects you from the inability to honour your liabilities in unforeseen, unfortunate circumstances.