Some Things to Note: A Communication from our CEO Colin Horwitz
The year 2020 will be remembered as a year during which many lessons were learnt, and in which change had to be embraced.
Maximise Your Deductions Before The Close Of The 2020/2021 Tax Year
As another tax year draws to a close, it is once again time to reflect on the contributions you have made to retirement structures.
Provident Funds: Lump Sums and Taxation – How policy changes will affect you
In the last year there were calls for government to amend its policies on the accessibility of retirement funds. Here’s what the imminent changes in policy will mean for you.
2021: Tomorrow’s financial security starts today!
People throughout the world are generally not putting aside savings for their retirement. Over 60% of South Africans do not save for their future. It’s scary, but only 6% of South Africans are on track to be able to enjoy a comfortable life after work. This is not just a problem for this country.
Stanlib Morebo InTouch Q3 – Spring 2020
Welcome to the Spring edition of InTouch, which provides you with news from our CEO, insights on investment markets, performance updates on the MPowered range and educational material.
Employee Benefits in light of the COVID-19 pandemic
Member Communication: Observation by Liberty Corporate The COVID-19 pandemic and resultant lockdown has had a significant impact on all South Africans, creating heightened uncertainty, stress, and fear. As you navigate through this period, it is important to ensure that your wellbeing is looked after, both financially and emotionally. Your employer aims to look after your […]
Demystifying Succession Planning
Succession planning is an important facet of any company. In small to medium enterprises it is often overlooked. This can lead to complications in the business later on.
The importance of Income Protection
By Ryno Crous Income Protection forms part of a long-term insurance policy and is designed to pay an income to the life assured in certain instances where you are unable to work for an extended period of time, as a result of illness or disablement. The payment-term will depend on the options you choose to […]
Ngoanana oa Mosotho: My Heritage, My Identity
The celebration of Heritage Day on the 24th of September is one that demonstrates how loving and accepting we can all be. We were never born hateful. It is a constant reminder that despite our differences we can come together as one because we are one.
Heritage
Heritage day is the day in which all South African citizens are encouraged to celebrate their cultural traditions in the context of the great diverse cultures, beliefs and traditions that make up the nation of South Africa. It is a South African public holiday, set to honour the customs and traditions of all South Africans. […]
Stanlib Morebo InTouch Q2 2020
Welcome to the Winter edition of InTouch, which provides you with news from our CEO, insights on investment markets, performance updates on the MPowered range and educational material.
What Is Freedom in South Africa? – The Young Cry
Youth day is a day set to remind us of the role the young people of 1976 played in the struggle for freedom and democracy in South Africa.
South Africa needs to end the lockdown: here’s a blueprint for its replacement
A strategy for exiting lockdown and rebuilding the economy. This article originally appeared on theconversation.com
Managing Your Short-Term Insurance Cover in Unprecedented Times
by Malesela Ledwaba From its early inception as predominantly a maritime instrument until the present day, insurance has grown significantly in scope, purpose, and availability. Today the insurance industry contributes to economic growth and national prosperity in various ways. At the macro level, the industry helps strengthen the efficiency and resilience of the economy by […]
Economic Update – MPowered Solutions, May 2020
Kevin Lings, Chief Economist of STANLIB, direct from his home office enlightening us as to how he sees the effect of Covid-19 as of May 2020.
Expatriate Tax – South Africans Working Abroad
By Liam Aspeling – Sentera Business Partners The term “expat tax” refers to the new amendments to the Income Tax Act which came into effect from 1 March 2020, will impact thousands of South Africans working and living abroad. Previously, if you were a South African tax resident rendering services outside the country on behalf of […]
THE IMPORTANCE OF EFFICIENT ESTATE PLANNING
By Ryno Crous Death is a subject that is frequently shied away from or avoided entirely. However, planning for the distribution of your estate and the wellbeing of your loved ones after you have passed, is an important financial duty. Even with the importance of estate planning being heavily advocated in the financial industry, the […]
The Downgrade and the Virus!
by Ashley Horwitz On Friday night Moody’s downgraded South Africa’s sovereign credit rating to sub-investment grade. Both Fitch and S&P downgraded South Africa to below investment grade in 2017, but Moody’s has always had a soft spot for South Africa. The key driver behind the rating downgrade to Ba1 is the continuing deterioration in South […]
Investor Anxiety
By Ashley Horwitz We have entered unchartered territory in financial markets as governments, companies and individuals grapple with the impact of the coronavirus (COVID-19) pandemic on a humanitarian level and how this will shift the global economy. Below is a summary of views from our various asset managers which collectively establishes our investment recommendation during […]
Corona Virus and Morebo
By Colin Horwitz As we all by now know, the entire world is experiencing an event that is unprecedent in living memory. The effects of Covid-19 are going to be felt for many months to come. The news this morning is gloomy. More than 300 000 people are infected world-wide with the number of deaths so […]