It is a well-known fact that South Africa has a very high percentage of over-indebted consumers with impaired credit records. This crisis is a result of multiple factors; a major one being the lack of financial literacy that exists in terms of debt-management.

Investing creates money for your future!  Are you interested in investing but unsure where to start or scared of the unknown?  Investing is not only for those who watch every move on the stock market or read investment magazines or only for the wealthy. 

So much of life is unexpected. As you accrue possessions, there are responsibilities and risks that come along with ownership. Owning valuables, assets and property carries with it risks. The best way for owners to be secure while enjoying peace of mind is to place this risk in the hands of a third party.

People see life insurance as just that and misunderstand the vehicle’s potential in terms of comprehensive financial planning. If structured properly it forms a solid foundation for financial security and can be utilized to protect families, businesses as well as build long-term wealth with a generational perspective.

Private healthcare in South Africa is not cheap. Those who can afford to belong to a medical aid scheme spend a lot of money each month to ensure that when a family member needs it, they can afford the best treatment possible. But is it enough?

Now is a good time to consider drawing up or reviewing your Will and nominating an executor for your estate.

2020 started off as a normal year and then Covid 19 arrived. The lockdown period caused hardship for many people as millions lost their jobs worldwide as well as in South Africa.

The future is uncertain. This is why short-term insurance is vitally important. It protects you from the inability to honour your liabilities in unforeseen, unfortunate circumstances.