One of the key challenges in achieving a financially secure retirement is the failure to save sufficiently throughout one’s career.

Surviving cancer is about more than just getting through the treatments – it’s often about navigating the financial strain that comes with it.

Having a solid financial plan is essential to ensure the education of your children is secure. Here are practical steps to make 2025 the year of smart saving for your child’s education

Your most valuable asset is your ability to generate an income. It’s a resource that underpins everything else in your life.

Don’t just tweak last year’s plan; put real thought into how you want your money to work for you this year. Here are some steps to help you craft a money plan that fits your goals.

An endowment policy in South Africa is a type of investment product that combines both insurance and investment elements. Typically, an individual pays regular premiums over a fixed term, usually between five to ten years. At the end of this period, the policyholder receives a lump-sum payout, which includes both the premiums paid and any investment returns earned during the term.

The four greatest risks facing South Africans from an insurance perspective are temporary illness or injury, permanent disability, critical illness, and death. Injury and temporary illness are the greatest risks to working careers, with a person being nine times more likely to have a temporary disability than to have their car stolen or hijacked.

A life annuity is fundamentally an insurance policy. Under this contract, the insurer promises to pay a pre-agreed, guaranteed income for the remainder of the annuitant’s life. 

With the end of the tax year approaching, now is the perfect time to maximise your tax-deductible contributions towards a retirement annuity and explore how this highly tax-efficient retirement funding vehicle works

Whether you’re searching for a new car or ready to purchase your first home, one of the most crucial things you need to take into consideration is finding an insurer that will protect your assets.

What income would you fall back on if you were to lose your ability to work due to health reasonseven temporarily?

It’s all systems go for 2023 and as we kick off the new year, you may consider starting your financial planning journey as a great way to take control of your finances for the year ahead.

According to a recent study conducted by FSCA, it is estimated that only one in ten adults in South Africa have a life assurance policy, which means that over 90% of South Africans do not have life cover.

A dreaded thought… statistics indicate that one in five people will suffer from a serious illness at some stage of their lives. In addition, more than 100 000 South Africans are diagnosed with cancer every year.

The cost of living has increased dramatically, and with the ever-increasing inflation rates, this might urge many South Africans to cut down on costs and expenses.

The future is unpredictable, this does not mean we cannot put measures in place to protect our finances when life takes an unexpected turn.

Let me start by simply stating that there is nothing requiring a person to have a Last
Will and Testament! However, if you do go down this route, beware. The Law of
Intestate Succession will apply and there will be, without a doubt, people who will inherit part of your estate that you most definitely had no intention of enriching.

We’re now into the last quarter of 2022 and to say that it has been an interesting year so far would be a gross understatement. I am privileged to be able to speak to many people on a daily basis and these discussions are with people that span the whole spectrum of our society and who represent many professions, positions in business, owners and hareholders in various business entities.

As someone who is looking to buy life insurance it is extremely important to understand premium payment patterns as it not only affects the increases you can expect your premiums to rise every year by, but it also affects the price of the premium you start paying. 

Whether your business is a small operation or an international corporation, business insurance is absolutely crucial. Without having effective policies in place, everything you have built is open to risks beyond your control, which could mean losing your life’s work.

We guide our clients to think through the difficult scenario of what would happen when they are no longer there to provide and care for their families in person.

Our Executive Director Colin Horwitz provides insights into the need for financial planning, and wills when emigrating.

Looking collectively at the studies that have been conducted on the matter, it has been found that a qualified advisor would be able to add an average of 3% to a client’s investment returns, among other advantages.

Sasria only provides cover in certain circumstances that will not be covered by your normal short-term policy. These circumstances have been highlighted by the events of the past week where we experienced wide-spread civil uprising resulting in massive damage to property, looting and rioting.

Dread disease cover is an insurance benefit, which is payable in the case of a diagnosis of a severe disease. Many policies offer a once

16 June 1976. What should’ve have been a regular day for some, marked the beginning of a revolution for others. Gatherings, meetings, protests and ultimately

I am only 23 years young and happy for the most part. But it has not been always like that. If I were to tell