Market Volatility amid Coronavirus!
by Ashley Horwitz We trust you are doing well and that you are taking all the necessary precautions regarding the Coronavirus pandemic. We have just walked out of an Investment Committee Meeting and obviously the discussion centred on the market volatility currently being experienced. Whist we will break down the full impact of March’s volatility […]
BUDGET 2020 TAX GUIDE
INCOME TAX: INDIVIDUALS AND TRUSTS Tax rates from 1 March 2020 to 28 February 2021: Individuals and special trusts Taxable Income (R) Rate of Tax (R) 1 – 205 900 18% of taxable income 205 901 – 321 600 37 062 + 26% of taxable income above 205 900 321 601 – 445 100 67 144 + […]
Changes at Morebo
As time passes, change happens, and so too does it happen at Morebo. It is with mixed feelings that we announce the retirement of Jeanne Nel from the Morebo management team.
Stanlib Morebo InTouch Q4 – Jan 2020
Welcome to the Summer edition of InTouch, which provides you with news from our CEO, insights on investment markets, performance updates on the MPowered range and educational material.
Jeanne Nel is Retiring (well sort of)
Jeanne, our General Manager, has been part of our family since December 2005 and although we as the management and staff of Morebo, as well as many of our clients will be saddened by her retirement, we are happy to inform everyone that she will be staying on as a Financial Planner.
Marriages and Matrimonial Property Regimes
One of the most important decisions a client can make, is their choice of marital regime when they decide to get married. This decision will effectively impact your current, as well as your future assets in several different ways. It is therefore imperative that every one of our clients consider and understand the impact of each of the available regimes.
Youth Focus
In preparation for Youth day our Interns, accompanied by Certified Financial Planners visited the University of Johannesburg to present a lecture on Financial Literacy and how to create and maintain wealth.
A day in the life of a Financial Advisor
Discussing what a Financial Advisor does, with final year students at the University of Johannesburg was interesting as the audience, being millennials, included in the discussions the 4th industrial revolution and how this could affect a Financial Advisors career path.
Maximise your Tax Deductions before the end of the 2018/19 tax year.
With another tax year drawing to a close, it is once again time to review your retirement contributions for the year, and whether you are using the full tax benefits available to you.
Liberty – Credit Security
The National Credit Act is enforcing certain rules and standards where life insurance policies are sold to secure loans, such as bonds on the purchase of a new property.
The Importance of Life Insurance
Most people overlook the importance of life insurance and many people that do have life insurance are underinsured.
3 Reasons to Top Up Your Tax-Free Savings Accounts
We thought it apt to remind you to make the most of your R 33 000 annual allowance that you can put towards your Tax-Free Savings Accounts (TFSA).
Time to Top Up Your Reitrement Annuity
Your retirement annuity (RA) presents you with a very attractive tax benefit. You can boost your total retirement savings and at the same time receive a nifty rebate from SARS in this tax year.
BREAKING NEWS: NMG Personal Wealth Leaves the NMG Group
In life and in business, change is inevitable. Thus, it gives me great pleasure, although with a feeling of sadness, to announce the separation of NMG Personal Wealth from the NMG Group.
Retrenchment! 10 Tips to Deal With This Harsh Reality
This year has been a tough year for some. There wasn’t a week that has gone by in the last 6 months where I haven’t received a call or e-mail from a client or a potential client that has been retrenched.
Retirement Withdrawals: Lost Opportunities
It is unfortunate that on withdrawal from a retirement fund most members are not made aware of the invaluable benefits that they have.
Living Annuity
Retirement planning can be very stressful and as Financial Advisers, we understand that serious decisions have to be taken regarding the implementation of your post-retirement plan.
Dread Disease
People are often not aware of what benefits are covered under the term “Dread Disease” or “Critical Illness” provided by Life Assurance companies.
The Difference Between Endowments and Unit Trusts
Endowments and unit trusts are both popular after-tax investment vehicles. Both allow you to invest with an investment manager guided by an investment mandate.