These documents have become known as a “last will and testament” under the mistaken belief that “will” referred to physical property (such as pieces of land) while “testament” referred only to personal property (all other items, such as clothes, jewellery and/or furniture, and so forth). These terms have, in fact, been used interchangeably, and a…

South Africa’s government introduced tax-free investments to the country in 2015. This was done to encourage household savings in the nation. It is now a great way to save for a various reasons, such as a child’s education, setting aside money for emergencies or undergirding your retirement savings.