The future is unpredictable, this does not mean we cannot put measures in place to protect our finances when life takes an unexpected turn.
Let me start by simply stating that there is nothing requiring a person to have a Last
Will and Testament! However, if you do go down this route, beware. The Law of
Intestate Succession will apply and there will be, without a doubt, people who will inherit part of your estate that you most…
We’re now into the last quarter of 2022 and to say that it has been an interesting year so far would be a gross understatement. I am privileged to be able to speak to many people on a daily basis and these discussions are with people that span the whole spectrum of our society and…
As someone who is looking to buy life insurance it is extremely important to understand premium payment patterns as it not only affects the increases you can expect your premiums to rise every year by, but it also affects the price of the premium you start paying.
As a nation we have survived 22 months in lockdown, the 2021 festive season, and 2022’s Janu-worries. We have proven ourselves to be strong and resilient, but here comes SARS to test us once again.
National Treasury has published a paper, ‘Encouraging South African households to save morefor retirement’, for public comment following the November 2021 announcement by the Ministerof Finance of a proposal to boost household savings. The proposal seeks to increasepreservation before retirement and increase flexibility through partial access to retirementfunds through a “two-pot” system.
Here we are, at the start of a New Year! This is also a great opportunity to review your investment strategy. Read on for some important questions to ask yourself and your financial advisor to make sure that your investments are working as they should to achieve financial freedom.
Whether your business is a small operation or an international corporation, business insurance is absolutely crucial. Without having effective policies in place, everything you have built is open to risks beyond your control, which could mean losing your life’s work.
We guide our clients to think through the difficult scenario of what would happen when they are no longer there to provide and care for their families in person.
We believe social media is an outstanding medium for promoting the importance of financial advice and getting people to talk about their money, but only in an appropriate context whereby the necessary disclosures and disclaimers are stressed throughout.